Examples of the types of forbearance lenders may consider include: Forbearance gives the borrower time to pay off mortgage amounts late. This is beneficial for the troubled borrower, but offering leniency also benefits the borrower, para. B example a bank that often loses money in foreclosure after paying the fees associated with the process. However, credit managers who make payments but do not own the loans may be less willing to work with borrowers on derension assistance because they do not carry as much financial risk. All credit settlements, in any form, should begin with a thorough review of the loan file, such as any seizure or other court case. The forbearance agreement is primarily a means of correcting or correcting errors or omissions in loan documents. .